Security
Payment QR codes: inspect the destination before approving
A printed code is not proof of trust: verify the website, recipient and amount before paying.
Read moreFALKR / UPDATES
News & announcements
Published updates and official information from FALKR.
Security
Primary email: the starting point for financial account security
Review recovery methods, sessions and forwarding rules in the inbox linked to important accounts.
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Verify the full transfer address: beware wallet history poisoning
Why matching the beginning and end of a cryptocurrency address is not enough.
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Before signing in, check the domain rather than the logo
A practical approach to checking a link without confusing encryption with a trustworthy website.
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Fake support: do not hand control to a stranger
How to handle calls and pop-ups claiming that an urgent security problem requires immediate access.
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Wallet recovery phrases are not support credentials
Why a recovery phrase can control a wallet, and how to protect it from fraudulent requests.
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Password managers need a recovery plan
Unique passwords work best alongside a safe plan for recovering access after a device is lost.
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Device updates: make security a routine
Practical steps for updating phones, browsers and applications through trusted sources.
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Recovery scams: how to avoid a second loss
How to recognize suspicious recovery offers, preserve evidence and contact legitimate organizations.
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News
IMF projects global growth of 3.1% in 2026 and 3.4% in 2027
The October outlook provides a baseline conditional on risks and the information available at preparation.
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News
WTO raises goods-trade outlook and trims services forecast
The October update presents diverging 2026 forecasts for merchandise and services trade.
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New US household survey highlights median and mean income gap
The 2025 survey offers evidence on income, wealth and borrowing, with careful attention to measures.
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September Rule Widens Eligibility for 18-Month Bank Exams
The change raises the asset threshold while retaining management and capitalization criteria.
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US Third-Party Risk Proposal: Comments Due November 16
The proposal announced in September remains open for comment, with a November 16, 2026 deadline.
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September Review of 15 US Bank Resolution Plans
The review identified no shortcomings or deficiencies in this round of submitted plans.
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September Changes to US Stress Tests and Capital Buffers
The changes include expanded public input and adjustments to test-related capital calculations.
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IDA launches short-term discount notes program
The program broadens the institution’s access to US money markets and development funding sources.
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World Bank and LIS-Water partnership focuses on water governance
The multiyear partnership targets policies, institutions and regulation supporting water and sanitation.
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World Bank launches digital strategy linking connectivity and jobs
The strategy brings together digital access, affordability, skills and services.
Read moreMarket news
US adds 165,000 payroll jobs in October
The employment report shows 4.1% unemployment and upward revisions to the previous two months.
Read moreMarket news
US economy grows at 3.4% annualized rate in third quarter
The advance estimate shows faster growth, with annualized and quarterly rates requiring careful distinction.
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Euro-area producer prices rise 2.5% in September
Energy stands out in the release, making the component breakdown essential.
Read moreMarket news
Euro-area retail trade volume falls 0.7% in September
The monthly decline coincides with retail volume remaining slightly above its year-earlier level.
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Euro-area services production rises 0.3% in August
Eurostat’s November release shows monthly growth with differing results across service industries.
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Global food index falls in October despite higher sugar prices
FAO’s index fell 1.2% month on month to 133.9 points, with diverging commodity components.
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Australia raises cash rate to 4.85% at November meeting
The monetary policy statement points to inflation remaining above target for longer.
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Bank of Canada raises rate to 2.5% amid energy-price risks
The central bank increased its policy rate by 25 basis points on October 28.
Read moreMarket news
Fed holds rates at 3.75%–4% as two members dissent
The October decision kept the target range unchanged, while two members preferred a quarter-point increase.
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Crypto
BIS Speech Revisits Protection for Stablecoin Holders
The discussion distinguishes tokenised deposits from stablecoins without announcing new insurance coverage.
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BIS Research Links Deposit Rates with Stablecoin Growth
Historical US data suggest partial substitution, without establishing a fall in aggregate deposits or lending.
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Ethereum Research Examines Enforceable Transaction Outcomes
Research explores execution conditions on outcomes, not protection already enabled in every wallet.
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Hoodi Postponement Shows Why Upgrade Schedules Need Rechecking
The official notice removed the previous October 26 activation without naming a replacement date.
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Ethereum Calls for Contract Reviews Ahead of Glamsterdam Changes
A November 9 update confirms continuing reviews of contract compatibility reports.
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Volante and Circle Bring USDC Workflows into Banking Evaluation
The collaboration covers evaluation of issuance, redemption, registration and transfers within bank payment operations.
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Tereina and Circle Connect Stablecoins with Enterprise Payments
An announced USDC and EURC integration puts accounting and controls at the centre of adoption.
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ACI and Circle Explore USDC Settlement in Colombia
The collaboration examines stablecoin settlement inside established payment operations.
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Circle and Global Citizen Plan USDC Payments for Move Afrika
An announced partnership targets African event suppliers, with a planned Rwanda start in 2027.
Read moreTradFi
Revenue, Profit and Cash: Three Numbers With Different Meanings
A practical guide to reading financial statements without confusing sales, accounting earnings and liquidity.
Read moreTradFi
Reading a Currency Pair: What Does a Rise in EUR/USD Mean?
The order of the symbols determines the meaning of a move. A hypothetical example explains base and quote currencies.
Read moreTradFi
Reading an Equity Index: Why Company Weights Matter
Understanding weighting helps explain how an index can rise while many of its constituents fall.
Read moreTradFi
Bond Duration: Why Rate Changes Affect Bonds Differently
Duration helps estimate price sensitivity, but does not summarize credit, liquidity and inflation risk.
Read moreTradFi
Before Choosing an ETF: Price Alone Is Not Enough
A November 2026 review of fund holdings, costs and the difference between market price and net asset value.
Read moreTradFi
Apple’s Latest Results: Reading Growth Alongside Special Items
The latest earnings release illustrates why revenue, margins and special items should be read together.
Read moreTradFi
US Treasury Refunding: New Funding Versus Replacing Maturing Debt
The November statement combines replacement of maturing debt with additional funding. Treating them as identical distorts the headline.
Read moreTradFi
Weather and Natural Gas: Reading a Revised Energy Forecast
The EIA’s November update highlights weather’s effect on storage and demand, and why forecasts are conditional.
Read moreTradFi
Third-Quarter Gold: Why Demand Value and Volume Can Diverge
The World Gold Council reports different trends across official buying, funds and jewellery, highlighting the distinction between tonnage and value.
Read moreSecurity
Protecting Financial Accounts: Why a Password Alone Is Not Enough
Multi-factor authentication reduces risk, but safe use and phishing awareness still matter.
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Education
What Is a Basis Point? A Practical Guide to Rate Decisions
Percent changes and percentage-point changes mean different things. A clear worked example helps.
Read moreCrypto
The SEC’s Crypto Custody Proposal: What to Watch
A US proposal addresses custody by advisers and funds. Its stage and scope matter before drawing conclusions.
Read moreTradFi
The ECB’s October Decision: Unchanged Rates, Changing Risks
The ECB left interest rates unchanged while monitoring energy, inflation and financing conditions.
Read moreMarket news
October US Inflation: A Monthly Increase and a Gap in Annual Comparisons
Consumer prices rose in October, while missing year-earlier data require care when interpreting the release.
Read morePlatform announcement
Temporary publishing test
A temporary test of the FALKR article publishing workflow.
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