September Review of 15 US Bank Resolution Plans

The Federal Deposit Insurance Corporation and Federal Reserve Board published feedback on September 29, 2026 for resolution plans submitted by 15 banking organizations in October 2025. The agencies said their review identified no shortcomings or deficiencies in those submissions.

Preparing for distress
Resolution plans, often called bank living wills, describe an institution’s approach to orderly resolution if it experiences material financial distress or failure. They are contingency-planning tools, not announcements that the institutions involved are currently failing.

A favorable review is also not a guarantee that a crisis cannot occur or a comprehensive verdict on every aspect of a bank’s condition. The plan addresses a particular operational and legal process. Assessing the institution more broadly requires information about capital, liquidity, asset quality, management and other factors.

Why this matters
Continuity of financial services during disruption depends on more than balance-sheet size. Systems, contracts, legal entities and cash flows interact, and advance planning seeks to make those connections more manageable. The result should therefore be read as a supervisory assessment of specified plans from a specified submission period. It does not independently establish a share-price direction or the safety of a financial product, and it does not change the scope of deposit protection under applicable law.